www.xe.com/en-us speed test — 20 Oct 2026

Measured from the wfix.shop server on 20 October 2026 at 13:50 UTC. Grade A (99/100), with the screenshots, the timings and the fixes that matter.

https://www.xe.com:443/en-us/

20 October 2026 at 13:50 UTC · Free test · report pt_997654925ea2
Grade
A
99/100
Performance100/100
Structure97/100

15 audit(s) passed, 1 need work

First byte (TTFB)181 msmeasured from this server
Fully loaded1.49 sfirst byte + slowest asset
Requests26document + assets
Page weight271.1 KBcompressed transfer
HTML document65.4 KBbr
ProtocolHTTP/3server not sent
Third-party205.7 KBother hosts

Where the first byte went

  • DNS lookup 96 ms 53%
  • TCP connect 5 ms 3%
  • Server wait 80 ms 44%

Measured on the connection that fetched the HTML. Every other request on the page waits for the end of this bar before it can start.

How this page compares

First bytefaster than 95% of 4,999 pages tested here181 ms against a median of 449 ms
Page weightlighter than 74% of 4,999 pages tested here271.1 KB against a median of 650.5 KB
Fully loadedfaster than 71% of 4,999 pages tested here1.49 s against a median of 1.84 s
Requestssends more requests than 100% of 4,999 pages tested here26 against a median of 26

Every report published here is in this comparison, so it is a reference population of pages tested from one server - not a benchmark of the whole web.

What these numbers mean

  • The server answered in 181 ms, which is fast: almost all of the wait is the page itself, not the host.
  • The page transfers 271.1 KB over 26 request(s). Images files are 76% of it, so resize and recompress the largest images before anything else.
  • The HTML itself arrives br-compressed.
  • It runs over HTTP/3, so the assets share a connection instead of opening one each.
  • 76% of the weight comes from other hosts (analytics, fonts, embeds), which also means their slow day becomes your slow day.
  • The largest element painted at 468 ms, inside the 2.5 s Google calls good.
  • Layout stayed still (CLS 0.016), so nothing jumps under the reader's cursor.
  • The main thread was blocked for 273 ms, so taps and scrolling wait while scripts run.

Fix first: Avoid extra redirects - Link to the canonical URL (and make sure http, the apex domain and www all point at it) so no visitor pays a redirect first.

Read on one shared server, not a visitor's phone: use it to compare pages against each other, not as a promise about every connection. We fix what these tests find.

Screenshot

What the page looks like

Loaded in headless Chromium on this server. Click an image to open it full size.

Mobile screenshot of www.xe.com
Mobile 390 × 844 · 51.3 KB · page is 6000 px tall

Browser render

The same URL loaded in a real browser, so these are the readings curl cannot produce. The grade above is still built from the server measurements.

Largest contentful paint468 msgood is under 2.5 s
Cumulative layout shift0.016under 0.1 is stable
Total blocking time273 mslong tasks during load
First contentful paint468 msfirst content on screen
Browser page weight1.55 MB118 request(s), scripts included
Largest contentful paint468 ms
Goodgood under 2.5 s, poor over 4 s
Cumulative layout shift0.016
Goodgood under 0.1, poor over 0.25
Total blocking time273 ms
Needs improvementgood under 200 ms, poor over 600 ms

Page weight by type

What the page is made of

Images 11 requests
205.7 KB 76%

Transfer size, compressed as sent. 26 request(s) in total, 271.1 KB across all of them.

Top issues

Avoid extra redirects

medium impact

2 redirect hop(s) before the page load started, each one a full round trip before the first byte.

Fix: Link to the canonical URL (and make sure http, the apex domain and www all point at it) so no visitor pays a redirect first.

Waterfall

Slowest requests

HTMLwww.xe.com/en-us/svgs/flags/in.static.svg
1.31 s
HTMLwww.xe.com/en-us/svgs/flags/usd.static.svg
1.29 s
HTMLwww.xe.com/en-us/svgs/flags/inr.static.svg
1.25 s
HTMLwww.xe.com/en-us/_next/image/
1.25 s
HTMLwww.xe.com/en-us/_next/image/
1.24 s
HTMLwww.xe.com/en-us/_next/image/
1.19 s
HTMLwww.xe.com/en-us/_next/image/
1.19 s
HTMLwww.xe.com/en-us/badges/app_store_en.static.svg
1.14 s
HTMLwww.xe.com/en-us/_next/image/
1.14 s
HTMLwww.xe.com/en-us/_next/image/
1.13 s

Each bar is one request's own response time, scaled to the slowest. Assets were fetched in parallel, so the bars overlap in real time rather than stacking. first party third party

RequestTypeStatusTimeSize
https://www.xe.com:443/en-us/svgs/flags/in.static.svghtml4041.31 s0 B
https://www.xe.com:443/en-us/svgs/flags/usd.static.svghtml4041.29 s0 B
https://www.xe.com:443/en-us/svgs/flags/inr.static.svghtml4041.25 s0 B
https://www.xe.com:443/en-us/_next/image/?url=https%3A%2F%2Fimages.ctfassets.net%2Fizij9rskv5y1%2F3WCvIKsTDsvi0YQSciszJT%2Fe5bf88c413ff7a1f07df7c652ceda7d2%2FDevices_in_Hands_Interior_Mockup_-9.webp&w=3840&q=75html4041.25 s0 B
https://www.xe.com:443/en-us/_next/image/?url=https%3A%2F%2Fimages.ctfassets.net%2Fizij9rskv5y1%2F1Ib5dMI9g8fuveujpaFGUF%2F1ac5a3df56620968d1b41b2bc79ea03a%2Fdownload-app-qr-code.png&w=384&q=75html4041.24 s0 B
https://www.xe.com:443/en-us/_next/image/?url=https%3A%2F%2Fimages.ctfassets.net%2Fizij9rskv5y1%2F49kwZ2p5oVzLN4Xa3FvPaM%2Ffbb43247ba1be4f99e2a3686e8fb4e8c%2FHold_funds_in_multiple_currencies.webp&w=640&q=75html4041.19 s0 B
https://www.xe.com:443/en-us/_next/image/?url=https%3A%2F%2Fimages.ctfassets.net%2Fizij9rskv5y1%2F6k87KvQtKWq9HMQECTmZND%2Fd9dadc422e6c42dd1cfeaedf77f47b01%2Fxe-app-hands-mockup.webp&w=640&q=75html4041.19 s0 B
https://www.xe.com:443/en-us/badges/app_store_en.static.svghtml4041.14 s0 B
https://www.xe.com:443/en-us/_next/image/?url=https%3A%2F%2Fimages.ctfassets.net%2Fizij9rskv5y1%2F49kwZ2p5oVzLN4Xa3FvPaM%2Ffbb43247ba1be4f99e2a3686e8fb4e8c%2FHold_funds_in_multiple_currencies.webp&w=3840&q=75html4041.14 s0 B
https://www.xe.com:443/en-us/_next/image/?url=https%3A%2F%2Fimages.ctfassets.net%2Fizij9rskv5y1%2F6k87KvQtKWq9HMQECTmZND%2Fd9dadc422e6c42dd1cfeaedf77f47b01%2Fxe-app-hands-mockup.webp&w=1920&q=75html4041.13 s0 B
https://www.xe.com:443/en-us/_next/image/?url=https%3A%2F%2Fimages.ctfassets.net%2Fizij9rskv5y1%2F1Ib5dMI9g8fuveujpaFGUF%2F1ac5a3df56620968d1b41b2bc79ea03a%2Fdownload-app-qr-code.png&w=640&q=75html4041.12 s0 B
https://www.xe.com:443/en-us/svgs/flags/us.static.svghtml4041.11 s0 B
https://www.xe.com:443/en-us/badges/google_play_en.static.svghtml4041.11 s0 B
https://www.xe.com:443/en-us/_next/image/?url=https%3A%2F%2Fimages.ctfassets.net%2Fizij9rskv5y1%2F3WCvIKsTDsvi0YQSciszJT%2Fe5bf88c413ff7a1f07df7c652ceda7d2%2FDevices_in_Hands_Interior_Mockup_-9.webp&w=640&q=75html4041.09 s0 B
https://images.ctfassets.net/izij9rskv5y1/7hoPdWyR6IZvWkuXfOdLd7/93c1c6809fc299ec8b417fa1cb3244f3/step-3.webp?fm=webp&q=80&fit=fill&w=345&h=330 3rd partyimages200929 ms9.0 KB
https://images.ctfassets.net/izij9rskv5y1/3CZaypQLDvGeIZqwQeq5SF/b999b8b18fe37372b5c8b984f94782b7/shopify-logo__1_.svg 3rd partyimages200921 ms1.6 KB
https://images.ctfassets.net/izij9rskv5y1/7hoPdWyR6IZvWkuXfOdLd7/93c1c6809fc299ec8b417fa1cb3244f3/step-3.webp?fm=webp&q=80&fit=fill&w=920&h=880 3rd partyimages200914 ms53.4 KB
https://images.ctfassets.net/izij9rskv5y1/QAV0rScp5E4qfxnRlFLKU/699876dfa419dbbdf65c2d23f30d2bcd/step-1.jpg.webp?fm=webp&q=80&fit=fill&w=920&h=880 3rd partyimages200911 ms67.0 KB
https://images.ctfassets.net/izij9rskv5y1/7B0HvSlhqhEKvYCssf2iJP/4d1a36243c25944d0b1642359dc22f38/step-2.webp?fm=webp&q=80&fit=fill&w=345&h=330 3rd partyimages200908 ms8.0 KB
https://images.ctfassets.net/izij9rskv5y1/6ZJp9j1KSqQDwVwaWrXKAs/9b1058d1847ca63b3ede802361400bfd/lock-simple__1_.svg 3rd partyimages200905 ms299 B
https://images.ctfassets.net/izij9rskv5y1/4L57vxBlsRujh8VShp3bPz/5c755005b895b174255d0a9266ab436e/clearbooks-logo.svg 3rd partyimages200899 ms1.7 KB
https://images.ctfassets.net/izij9rskv5y1/VnYLuSfQFImsctnrBHoVZ/f1dddb37d0d2783153408c965715bcf9/shield-check.svg 3rd partyimages200882 ms560 B
https://images.ctfassets.net/izij9rskv5y1/wLkpw0dlauS7MpKlqefbh/9280aeb6f4a9b48a6e49ed7ec1544c80/lightning.svg 3rd partyimages200882 ms400 B
https://images.ctfassets.net/izij9rskv5y1/7B0HvSlhqhEKvYCssf2iJP/4d1a36243c25944d0b1642359dc22f38/step-2.webp?fm=webp&q=80&fit=fill&w=920&h=880 3rd partyimages200881 ms52.2 KB
https://images.ctfassets.net/izij9rskv5y1/QAV0rScp5E4qfxnRlFLKU/699876dfa419dbbdf65c2d23f30d2bcd/step-1.jpg.webp?fm=webp&q=80&fit=fill&w=345&h=330 3rd partyimages200881 ms11.6 KB
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