wise.com speed test — 20 Oct 2026

Measured from the wfix.shop server on 20 October 2026 at 12:37 UTC. Grade C (71/100), with the screenshots, the timings and the fixes that matter.

https://wise.com/

20 October 2026 at 12:37 UTC · Free test · report pt_a92cc86330d6
Grade
C
71/100
Performance76/100
Structure64/100

10 audit(s) passed, 6 need work

First byte (TTFB)997 msmeasured from this server
Fully loaded2.08 sfirst byte + slowest asset
Requests26document + assets
Page weight812.0 KBcompressed transfer
HTML document139.7 KBgzip
ProtocolHTTP/3cloudflare

Where the first byte went

  • DNS lookup 42 ms 4%
  • TCP connect 11 ms 1%
  • Server wait 944 ms 95%

Measured on the connection that fetched the HTML. Every other request on the page waits for the end of this bar before it can start.

How this page compares

First byteslower than 85% of 4,999 pages tested here997 ms against a median of 448 ms
Page weightheavier than 57% of 4,999 pages tested here812.0 KB against a median of 650.3 KB
Fully loadedslower than 60% of 4,999 pages tested here2.08 s against a median of 1.84 s
Requestssends more requests than 100% of 4,999 pages tested here26 against a median of 26

Every report published here is in this comparison, so it is a reference population of pages tested from one server - not a benchmark of the whole web.

What these numbers mean

  • The first byte took 997 ms. Everything else waits for that number, so the server is where to start: caching, a slow query, or an overloaded host.
  • The page transfers 812.0 KB over 26 request(s). Images files are 83% of it, so resize and recompress the largest images before anything else.
  • The HTML itself arrives gzip-compressed.
  • It runs over HTTP/3, so the assets share a connection instead of opening one each.
  • The largest element painted at 1.30 s, inside the 2.5 s Google calls good.
  • The main thread was blocked for 1.31 s, so taps and scrolling wait while scripts run.

Fix first: Server response time (TTFB) - Cut server think time: page cache, query indexes, fewer synchronous calls to third parties inside the request. Connection setup is distance, so a nearer region or a CDN edge helps instead.

Read on one shared server, not a visitor's phone: use it to compare pages against each other, not as a promise about every connection. We fix what these tests find.

Screenshot

What the page looks like

Loaded in headless Chromium on this server. Click an image to open it full size.

Mobile screenshot of wise.com
Mobile 390 × 844 · 49.5 KB · page is 6000 px tall

Browser render

The same URL loaded in a real browser, so these are the readings curl cannot produce. The grade above is still built from the server measurements.

Largest contentful paint1.30 sgood is under 2.5 s
Cumulative layout shift0.000under 0.1 is stable
Total blocking time1.31 slong tasks during load
First contentful paint1.30 sfirst content on screen
Browser page weight6.29 MB174 request(s), scripts included
Failed requests7blocked or unreachable
Largest contentful paint1.30 s
Goodgood under 2.5 s, poor over 4 s
Cumulative layout shift0.000
Goodgood under 0.1, poor over 0.25
Total blocking time1.31 s
Poorgood under 200 ms, poor over 600 ms

Page weight by type

What the page is made of

Images 25 requests
672.3 KB 83%

Transfer size, compressed as sent. 26 request(s) in total, 812.0 KB across all of them.

Top issues

Server response time (TTFB)

high impact

The first byte arrived after 997 ms. Of that, 944 ms was the server thinking and 53 ms was connection setup. A first byte under 400 ms is what a visitor feels as instant.

Fix: Cut server think time: page cache, query indexes, fewer synchronous calls to third parties inside the request. Connection setup is distance, so a nearer region or a CDN edge helps instead.

Image delivery and format

high impact

1 image(s) over 200 KB and 3 large image(s) still served as JPEG or PNG.

Fix: Serve WebP or AVIF with a JPEG fallback, size images to the space they occupy, and lazy-load anything below the fold. Images are usually more than half of a slow page.

Render-blocking resources

high impact

7 render-blocking resource(s) in the document head (0 script(s), 7 stylesheet(s)). The page cannot paint until each one arrives.

Fix: Add defer or async to scripts that do not change the first paint, inline the critical CSS, and load the rest with media="print" plus an onload swap.

TLS certificate validity

high impact

The certificate for wise.com has 17 day(s) left.

Fix: Renew automatically (certbot with a working renewal timer) and alert on the certificate, not on the renew command, so a silent failure is caught weeks before a browser warning.

Cache static assets

medium impact

1 asset(s) answer without a Cache-Control max-age, so browsers revalidate them on every visit.

Fix: Version filenames on change and serve them with a long max-age plus immutable. That is what makes a returning visitor fast.

Waterfall

Slowest requests

IMAGESwise.com/static-assets/app/_next/static/media/b…
1.09 s
IMAGESwise.com/public-resources/assets/spend/card-ass…
1.04 s
IMAGESwise.com/public-resources/assets/marketing-comp…
943 ms
IMAGESwise.com/web-art/assets/flags/br.svg
939 ms
IMAGESwise.com/web-art/assets/flags/co.svg
939 ms
IMAGESwise.com/public-resources/assets/global-navigat…
935 ms
IMAGESwise.com/public-resources/assets/marketing-comp…
933 ms
IMAGESwise.com/web-art/assets/flags/ph.svg
928 ms
IMAGESwise.com/web-art/assets/flags/mx.svg
927 ms
IMAGESwise.com/web-art/assets/flags/au.svg
926 ms

Each bar is one request's own response time, scaled to the slowest. Assets were fetched in parallel, so the bars overlap in real time rather than stacking. first party third party

RequestTypeStatusTimeSize
https://wise.com/static-assets/app/_next/static/media/business-us.eb20e5ec.jpgimages2001.09 s60.8 KB
https://wise.com/public-resources/assets/spend/card-asset/large/v2/personal_green_wise_2023_flag_only%401x.pngimages2001.04 s33.7 KB
https://wise.com/public-resources/assets/marketing-components/app-store-badges/en.svgimages200943 ms3.9 KB
https://wise.com/web-art/assets/flags/br.svgimages200939 ms529 B
https://wise.com/web-art/assets/flags/co.svgimages200939 ms470 B
https://wise.com/public-resources/assets/global-navigation/gn_personal_v3_us.jpgimages200935 ms99.5 KB
https://wise.com/public-resources/assets/marketing-components/google-play-store-badges/en.svgimages200933 ms4.5 KB
https://wise.com/web-art/assets/flags/ph.svgimages200928 ms707 B
https://wise.com/web-art/assets/flags/mx.svgimages200927 ms787 B
https://wise.com/web-art/assets/flags/au.svgimages200926 ms822 B
https://wise.com/web-art/assets/flags/gb.svgimages200922 ms879 B
https://wise.com/web-art/assets/flags/us.svgimages200918 ms866 B
https://wise.com/public-resources/assets/global-navigation/gn_platform_v2.jpgimages200912 ms246.1 KB
https://wise.com/web-art/assets/flags/ee.svgimages200904 ms420 B
https://wise.com/web-art/assets/flags/cn.svgimages200902 ms429 B
https://wise.com/web-art/assets/flags/th.svgimages200901 ms491 B
https://wise.com/web-art/assets/flags/in.svgimages200897 ms515 B
https://wise.com/web-art/assets/flags/eu.svgimages200896 ms566 B
https://wise.com/static-assets/app/_next/static/media/securityImage.34ec4fc3.jpgimages200895 ms128.3 KB
https://wise.com/static-assets/app/_next/static/media/bankDetails.USD.white.835eade5.svgimages200892 ms15.7 KB
https://wise.com/public-resources/assets/global-navigation/gn_business_v2.jpgimages200890 ms69.6 KB
https://wise.com/web-art/assets/flags/es.svgimages200890 ms970 B
https://wise.com/web-art/assets/flags/usd.svgimages200890 ms866 B
https://wise.com/web-art/assets/flags/eur.svgimages200890 ms566 B
https://wise.com/web-art/assets/flags/ca.svgimages200890 ms503 B
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